Bicyclists have all the same rights on New York roads as cars; even in the midst of heavy traffic, bikes must obey and are also protected by the rules of the road in New York. Causes of bicycle accidents could include road conditions and incompetent car or truck drivers. If you have been injured in a bicycle accident, you are entitled to many types of benefits from the insurance company covering the car that hit you. It is important that both bike riders and motorists understand bike riding etiquette and laws in order to understand bike safety better and in turn keeping everyone on the roadways safer.